Hi everyone! Here is my FI update for June 2019 end of 2019Q2. My FI goals are outlined here! Last FI update as at 2019Q1 here! For 2019Q2, we were again great savers with very few surprise expenditures. Even with our Wedding occurring in this quarter, we came out with very positive financial results. Broadly, … Continue reading Financial Independence – June 2019
A little while ago, I read a book by the title of "Mastering the Market Cycle" written by Howard Marks. Howard Marks is an investor and writer, who began his career at Citibank. Eventually, he'd start up his own Capital Management firm, Oaktree Capital Management. Interestingly, Oaktree focuses on what's known as Distressed Securities, and … Continue reading Booked: Mastering the Market Cycle
Well it finally happened - Mrs FN and I tied the knot this past May! All went well and we had beautiful weather. Family and friends arrived safely and in good health. We had no shortage of drinks or great food. As we did not want any physical items, we had kindly requested to receive … Continue reading Wedding Recap!
Hi everyone! Here is my FI update for March 2019 end of 2019Q1. My FI goals are outlined here! Last FI update as at 2018Q4 here! For 2019Q1, we were superb savers with very few surprise expenditures. Equity markets also rebounded (for now) driving up our net worth to a very important number in my … Continue reading Financial Independence – March 2019
A little while ago, my Dad sent me an interesting read on Business Insider discussing wealth factors. Read more here. The article discusses survey results of 600 American millionaires. I'm not aware of how the survey result data were collected, filtered, and cleaned, but they state they found 6 common factors among the millionaires which, … Continue reading Study Up On: Wealth Factors
Hi everyone! Here is my FI update for December 2018 end of 2018Q4. My FI goals are outlined here! Last FI update as at 2018Q3 here! For 2018Q4, we had a number of large expenditures, repayments and the downturn in the broader equities market. Large expenditures - I'll admit, we spent a fair chunk of … Continue reading Financial Independence – December 2018
It has been a busy few weeks for me as I am acclimatizing to a new and much busier job. In addition, Wedding tasks have been getting done and I was in need of some downtime. So the blog was put on hold. I am also going to be needing to write another actuarial exam … Continue reading What’s the Impact of Social Media on Your Savings Rate?
Hi everyone! Here is my FI update for September 2018 end of 2018Q3. A month late is better than no update, right? My FI goals are outlined here! Last FI update as at 2018Q2 here! For 2018Q3, we didn't have any extra large expenditures. We spent some time in Germany but those flights had been … Continue reading Financial Independence – September 2018
We've discussed some of the various savings vehicles and types of investments that can be made in some earlier posts. Armed with that knowledge, a logical next step to ask is "Are these saving vehicles all the same?". Well, not exactly. Not only can you prioritize different saving vehicles depending on your income, but as you … Continue reading Where should I start saving money first? How to choose between Savings Vehicles in Canada
Last weekend was the Canadian Thanksgiving long weekend and Mrs FN's birthday! I took a break from posting to spend time with Mrs FN's family, have some turkey, watch hockey, and help cover the in-laws' pool for the cold weather approaching. But I'm right back at it with another post on Frugality techniques! What is … Continue reading Avoid The Impulse