Hi everyone! Here is my FI update for June 2019 end of 2019Q2. My FI goals are outlined here! Last FI update as at 2019Q1 here! For 2019Q2, we were again great savers with very few surprise expenditures. Even with our Wedding occurring in this quarter, we came out with very positive financial results. Broadly, … Continue reading Financial Independence – June 2019
Frugality
Financial Independence – March 2019
Hi everyone! Here is my FI update for March 2019 end of 2019Q1. My FI goals are outlined here! Last FI update as at 2018Q4 here! For 2019Q1, we were superb savers with very few surprise expenditures. Equity markets also rebounded (for now) driving up our net worth to a very important number in my … Continue reading Financial Independence – March 2019
Study Up On: Wealth Factors
A little while ago, my Dad sent me an interesting read on Business Insider discussing wealth factors. Read more here. The article discusses survey results of 600 American millionaires. I'm not aware of how the survey result data were collected, filtered, and cleaned, but they state they found 6 common factors among the millionaires which, … Continue reading Study Up On: Wealth Factors
What’s the Impact of Social Media on Your Savings Rate?
It has been a busy few weeks for me as I am acclimatizing to a new and much busier job. In addition, Wedding tasks have been getting done and I was in need of some downtime. So the blog was put on hold. I am also going to be needing to write another actuarial exam … Continue reading What’s the Impact of Social Media on Your Savings Rate?
Where should I start saving money first? How to choose between Savings Vehicles in Canada
We've discussed some of the various savings vehicles and types of investments that can be made in some earlier posts. Armed with that knowledge, a logical next step to ask is "Are these saving vehicles all the same?". Well, not exactly. Not only can you prioritize different saving vehicles depending on your income, but as you … Continue reading Where should I start saving money first? How to choose between Savings Vehicles in Canada
Avoid The Impulse
Last weekend was the Canadian Thanksgiving long weekend and Mrs FN's birthday! I took a break from posting to spend time with Mrs FN's family, have some turkey, watch hockey, and help cover the in-laws' pool for the cold weather approaching. But I'm right back at it with another post on Frugality techniques! What is … Continue reading Avoid The Impulse
Study Up On: Building Wealth
Last week I talked about how I'm starting a new job. I was only at my current job for about 8 months before providing my notice, so I wanted to give at least 3 weeks notice for proper transition of projects and give them a bit of time to fire up the ol'hiring process. The … Continue reading Study Up On: Building Wealth
Cord Cutting
It surprises me to this day the number of people who still purchase TV packages here in Canada. This article I found in Global News says that, based off a 2017 telephone survey of 4,156 Canadians, 1-in-4 households are cord cutters. This means they do not have a traditional TV subscription. The number of people … Continue reading Cord Cutting
Primary Vs Secondary Markets and Consumer Psychology
Over the Summer, the Frugal North was on a mission to scope out a fresh new dining table + chairs. We were moving on from a freebie table + 3 chairs that had served us well. Alas, 1 missing chair was encroaching on our ability to host guests at our place, as was the table … Continue reading Primary Vs Secondary Markets and Consumer Psychology
Study Up On: Canadian Savings & Investment Vehicles – Where To Start?
Do you think saving and investing looks something like the laptop screen in the picture above? I can safely say it does not - not even close. Nowadays, platforms are super easy to use from Tangerine Banking to Questrade (Credit Unions and the Big Banks also have pretty intuitive sites from what I hear, but I … Continue reading Study Up On: Canadian Savings & Investment Vehicles – Where To Start?
The Frugal North 