Buying or renting your place of residence - what should you do? There are probably hundreds of thousands of articles contrasting the two paths scattered across the web. These articles will give you anything from in-depth analysis to general guidelines. Buuuuut regardless of the amount of content out there, I like sharing my own point … Continue reading Housing – Should I Buy or Rent?
Happy Sunday everyone! I took a big step personally last week, as I actually outlined my financial goals. As a natural follow-up to that, here is my first FI update comparing January 1, 2018 to July 1, 2018: Observations Debt? Firstly, we are luckily in a position where we have virtually zero debt. At the moment, … Continue reading Financial Independence – June 2018
One of my goals for this blog was to create more accountability. I wanted to start reporting my financial goals to be better, more capable, avoid consumerism, be environmentally aware, and save money along the way. So what are my financial goals? Currently 29, I aim to achieve FI by 45, and retire by 50. … Continue reading Financial Independence – Outlining My Goals
Living within your means can denote a lot of different things to various people. It depends not only on who you ask but how you ask! Some folks may see that their total monthly cash outflow is less than their cash inflow and feel okay with that. Some savvier individuals know they need to limit … Continue reading Study Up On: Living Within Your Means
Welcome back for Part Two! Last post, we discussed how Food, Transportation and Shelter make up 47% of median income in Canada. This week, the focus will be on Transportation which is a whopping 14.7% or $11,909. TRANSPORTATION In the FN household, we have one car for the two of us. And it's a real … Continue reading The Big Three – Part Two: Transportation
Hello to everyone out there - YES YOU! Thank you for joining me on my very sacred pilgrimage of FIRE! During this expedition, I plan to write about: My own path towards a more frugal lifestyle; Sharing personal finance strategies; and Challenging myself (and readers) to BE BETTER. That is, being more economical, reasonable, and … Continue reading The Journey Begins